Add 'More UK residents are turning to private health insurance in the current year, driven by growing pressure on public services.'

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Hermelinda McConachy 4 weeks ago
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According to industry data, the UKs private health insurance market has seen a rise in demand. Providers like AXA Health now offer modular plans that cater to freelancers. These plans often include virtual GP access, with optional add-ons for optical.
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Selecting a provider depends on several factors. Age, location, and lifestyle habits all influence your premium. Many insurers now offer restricted hospital panels, which can reduce premiums if you agree to use a limited selection of consultants and facilities.
Budget remains a key concern. Entry-level policies can start from £30 per month, especially for healthy individuals. Choosing a higher excess—say £750—can significantly reduce monthly premiums. Some insurers also offer rewards for non-smokers, making it easier to stay covered.
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Currently, the UK market offers a wide range of policies tailored to different budgets. According to recent surveys, entry-level policies can start from as little as £25 per month, especially for younger adults. These plans typically include inpatient care, while outpatient services may be offered as optional extras.
Bupa and WPA are among the top-rated providers in the UK. They offer customisable coverage that allow users to manage claims online. Some even reward non-smokers with discounts, making it easier to save money.
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