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+Depending on your insurer, you may often make two 'fault' claims in a 3- or 5-12 months interval with out affecting your no claims low cost. The renewal or cancellation notice out of your previous insurer will comprise proof of your no claims discount. Yes, you'll be able to pay a further premium to protect your no claims low cost. In the event you do make a claim, your low cost will normally be much less at the next renewal in case your insurance company can't get their a refund from the particular person responsible.
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